Apply Online For
Free!
Texas Credit Card
Processing
Texas Credit card processing is based in Houston TX. We currently have
several sales executives in various cities
throughout Texas to assist your company with
their credit card processing needs.
Call Texas Credit card processing today and
start to accept credit cards tomorrow.
Texas Credit card processing is based in Houston TX. We currently have
several sales executives in various cities
throughout Texas to assist your company with
their credit card processing needs.
Call Texas Credit card processing today and
start to accept credit cards tomorrow.Our Promise to our merchant account holders
Were you told one rate with your current credit card processor and charged another? Not only do we publish our rates right here on our
website but we also
allow you to review those rates on the
actual application including all the terms
and
conditions. We will never hide
charges, fees, show you fuzzy math or try to
take advantage of you. That is why
when our customers switch to Texas Credit
Card Processing they stay with Texas Credit
Card Processing.
The rates listed below are standard rates
and your company may qualify for lower
processing rates based on your industry type
and risk of transactions.
Currently Processing With Another Merchant Account Company?
If you are currently accepting credit cards please fill out an online application and submit your current credit card processing statements so that we can do an accurate cost comparison for you. At Texas Credit Card Processing we guarantee that we will have the lowest rates on credit card processing our we'll pay you $500.00
Other Ways To Save Money on Your Credit Card Processing By Processing Debit Cards Online!
At Merchant Processing Online we
understand that the credit card
processing industry in confusing.
One of the most over looked benefits of
a merchant
processing account is the ability to
accept Debit Cards. I know your
reading this and think " I already
accept debit cards." That may be
true but a recent study indicated that
more than 82% of all businesses who are
accepting credit cards in a face to face
environment are not processing debit
cards (also know as check cards)
properly.
Some businesses simply process a debit card transaction the same way they process a credit card. Although you will receive an authorization you are going to pay more for that transaction on your monthly statement than you should in most cases. Lets take an example of a $100.00 transaction. Figuring standard rates offered by Merchant Processing Online for off line debit cards (which are lower than almost every other credit card processing company out there) then you as the merchant would have paid a total of $1.28. If you would of asked the customer to enter their pin number then you the transaction fees to process that same debit card will only have been $0.27. In this example alone you save over $1.00 each time on your processing fees when you process a debit card correctly. If you company currently has even a high average ticket your savings would be even more. Why is that you may ask. It's simple, when you process a debit card using a pin number there is a cap on the amount you will be charged. So in the example above if that transaction would have been $1000.00 then the total transaction and processing fees on your merchant statement at the end of the month would have been $11.18. However if you had that customer enter their pin number to process that debit card then your transaction and processing fees would have capped out $0.27.
Rates below are for Retail Swiped Merchants. If you have a different type of business please select it at the bottom of this page for your industry specific rates
| Other Processing Companies | Pivotal Payments | Total Merchant Services | |
| Debit Rate | 1.50% | 1.70% | 1.10% |
| Credit Card Rate | 2.22% | 1.70% | 1.75% |
| Mid Qualified Rate | 1.25%+ | 1.00% | .35% |
| Non Qualified Rate | 3.00% | 1.00% | 1.35% |
| Per Item | $0.20 | $0.00 | $0.10 |
| Authorization Fee | $0.15 | $0.20 | $0.08 |
| Monthly Fee | $0.00-$15.00 | $7.00 | $10.00 |
| Setup Fee | $0.00-$250.00 | $65.00 | $0.00 |
| Cost For Equipment | Varies on the company but usually $400-$800.00 | Varies-Rental and Leasing Options Are Available | Free |
Other Industry Rates
Internet
For internet merchants we offer services through Authorize.net. For all rates and fees associated with this account please click on the learn more link.
For internet merchants we offer services through Authorize.net. For all rates and fees associated with this account please click on the learn more link.
Fuel
We have the lowest rates in the industry for Fuel merchants. Even if you are currently branded we can still help.
Restaurant.
Restaurant business is one of our specialties. We understand the restaurant industry and can help you to not only save money but service your customers is a quicker ore efficient manner.
Restaurant business is one of our specialties. We understand the restaurant industry and can help you to not only save money but service your customers is a quicker ore efficient manner.
Moto(mail order telephone order)
For Mail Order or Telephone order merchant we offer great packages which include free software, terminals, and support.
Do You
Need Help?
Help is just a click away. Chat with a representative today!
Your Choice of Free Terminals With a New Account Setup
That's
Right!
Open a
new
account
with us
and we
will
provide
you this
VeriFone
Terminal
for free
for as
long as
you are
a
customer
Guaranteed Lowest Rates or We Will Pay You $500.00
In
addition
to
giving
all of
our
customers
their
choice
of free
equipment
we also
guarantee
that our
rates
will be
the
lowest
both
today
and for
as long
as you
are a
customer.
The merchant processing and merchant account services offered on Merchant Processing Online are offered through Total Merchant Services and Pivotal Payments. Total merchant Services (TMS) is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY. and through Pivotal Payments. Pivotal Payments is a registered ISO/MSP for Merrick Bank and Bank of America. Northwest Arkansas Merchant Services LLC does not approve or deny any merchant account applications. All underwriting for any merchant account is done so by the party to whom the merchant account is assigned. Merchant Accounts are to be used by business as a means to accept credit cards. Any merchant who appears to be using their merchant account in any other way may have the merchant account disabled, closed, or merchant application denied.
