Credit Card Processing in Michigan brings free equipment and the lowest rates on merchant accounts from Merchant Processing Online.

Choose Your Processor is proud to announce that we are currently offering our extremely low standard rates to all business owners in Michigan.   We currently haveChoose Your Processor Michigan several sales executives in various cities throughout Michigan to assist your company with their credit card processing needs.  Call Choose Your Processor Credit Card Accounts today and start to accept credit cards tomorrow.





Our Promise to our merchant account holders in Michigan

Were you told one rate with your current credit card processor and charged another?  Not only do we publish our rates right here on ourMerchant Account Satisfation Michigan website but we also allow you to review those rates on the actual application including all the terms and conditions.  We will never hide charges, fees, show you fuzzy math or try to take advantage of you.  That is why when our customers switch to Choose Your Processor Credit Card Accounts they stay with Choose Your Processor Credit Card Accounts.  The rates listed below are standard rates and your company may qualify for lower processing rates based on your industry type and risk of transactions. 


Currently Processing With Another Merchant Account Company?


If you are currently accepting credit cards please fill out an
online application and submit your current credit card processing statements so that we can do an accurate cost comparison for you.  At Choose Your Processor Credit Card Accounts in Michigan we guarantee that we will have the lowest rates on credit card processing our we'll pay you $500.00


 

Other Ways To Save Money on Your Credit Card Processing By Processing Debit Cards Online!

 

At Choose Your Processor Credit Card Accounts we understand that the credit card processing industry in confusing.  One of the most over looked benefits of a merchantDebit Card processing Michigan processing account is the ability to accept Debit Cards.  I know your reading this and think " I already accept debit cards."  That may be true but a recent study indicated that more than 82% of all businesses who are accepting credit cards in a face to face environment are not processing debit cards (also know as check cards) properly. 

 

Some businesses simply process a debit card transaction the same way they process a credit card.  Although you will receive an authorization you are going to pay more for that transaction on your monthly statement than you should in most cases.   Lets take an example of a $100.00 transaction.  Figuring standard rates offered by Choose Your Processor Credit Card Accounts for off line debit cards (which are lower than almost every other credit card processing company out there) then you as the merchant would have paid a total of $1.28.  If you would of asked the customer to enter their pin number then you the transaction fees to process that same debit card will only have been $0.27.  In this example alone you save over $1.00 each time on your processing fees when you process a debit card correctly.   If you company currently has even a high average ticket your savings would be even more.  Why is that you may ask.  It's simple, when you process a debit card using a pin number there is a cap on the amount you will be charged.  So in the example above if that transaction would have been $1000.00 then the total transaction and processing fees on your merchant statement at the end of the month would have been $11.18.  However if you had that customer enter their pin number to process that debit card then your transaction and processing fees would have capped out $0.27. 

 



Rates below are for Retail Swiped Merchants in Michigan.  If you have a different type of business please select it at the bottom of this page for your industry specific rates
  Other Processing Companies Pivotal Payments Total Merchant Services
Debit Rate 1.50% 1.70% 1.10%
Credit Card Rate 2.22% 1.70% 1.75%
Mid Qualified Rate 1.25%+ 1.00% .35%
Non Qualified Rate 3.00% 1.00% 1.35%
Per Item $0.20 $0.00 $0.10
Authorization Fee $0.15 $0.20 $0.08
Monthly Fee $0.00-$15.00 $7.00 $10.00
Setup Fee $0.00-$250.00 $65.00 $0.00
Cost For Equipment Varies on the company but usually $400-$800.00 Varies-Rental and Leasing Options Are Available Free

Other Industry Rates


Internet
For internet merchants we offer services through Authorize.net.  For all rates and fees associated with this account please click on the learn more link.

 Fuel

We have the lowest rates in the industry for Fuel merchants.  Even if you are currently branded we can still help.
 
Restaurant.
Restaurant business is one of our specialties.  We understand the restaurant industry and can help you to not only save money but service your customers is a quicker ore efficient manner.

Moto(mail order telephone order)

For Mail Order or Telephone order merchant we offer great packages which include free software, terminals, and support.

 

 

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         Guaranteed Lowest Rates or We Will Pay You $500.00

In addition to giving all of our customers their choice of free equipment we also guarantee that our rates will be the lowest both today and for as long as you are a customer.

Michigan





The merchant processing and merchant account services offered on Choose Your Processor Credit Card Accounts in Michigan are offered through Total Merchant Services and Pivotal Payments.  Total merchant Services (TMS) is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY. and through  Pivotal Payments.  Pivotal Payments is a registered ISO/MSP for Merrick Bank and Bank of America.   Choose Your Processor of Michigan is a Northwest Arkansas Merchant Services LLC does not approve or deny any merchant account applications.  All underwriting for any merchant account is done so by the party to whom the merchant account is assigned.  Merchant Accounts in Michigan are to be used by business as a means to accept credit cards.  Any merchant who appears to be using their merchant account in any other way may have the merchant account disabled, closed, or merchant application denied.  Merchant account holders will adhere to the laws of Michigan for processing credit cards within their business establishment.